Attention homeowners: Real estate appraisal services for in Kadoka and Jackson County

Here are the top 7 reasons SD homeowners call on Rasmussen Appraisal LLC:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Jackson county's assessment of your propertyworth
  3. To lower their mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a SD divorce, where real estate needs to be divided
  7. Settle an estate in SD by determining the true market value of property in question

Do you own a home in or near Kadoka? Do you need help deciding the value of your real estate?
Contact Rasmussen Appraisal LLC.

At Rasmussen Appraisal LLC, we understand the unique needs of a homeowner looking for appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Rasmussen Appraisal LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value opinion than yours.

Need to cancel PMI?

A preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Rasmussen Appraisal LLC, we're veterans in helping folks just like you rid themselves of undesirable PMI insurance.

Challenging Jackson county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is going down or is not appreciating as much as other properties nearby. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An appraisal report from Rasmussen Appraisal LLC is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Rasmussen Appraisal LLC can provide you with an expert appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.